Careers Advisors

Do your students know about super?

The challenge

We surveyed 3,100 university students in 2018 and asked them to rate their knowledge of superannuation. They scored themselves an average of only 2.5 out of 10. And this was uni students aged up to 25!

The lost decade of super

This lack of knowledge is costing high school students’ real money. We find many Australians realise around the age of 25 or 26 that their superannuation is a mess. They have now wasted around ten years, with lost super and duplicate accounts.
While this decade might be the one with the lowest contributions, sadly it is also the decade that will compound the longest.
If high school students can improve their knowledge and get their superannuation organised from their first casual job, they can avoid this lost decade of super.

The solution

High school careers advisors have a great opportunity to improve this situation.
A small improvement in knowledge among high school students could have significant impact on them financially.
The key change is to educate students about their FIRST DAY at a new job. This is where so much is going wrong. They don’t know what details to bring and they don’t realise that if they don’t have any details their employer has the power to open a new super account for them.

Key educational messages:

  1. 1What is superannuation?
  2. 2What you need to bring on your first day at a new job.
  3. 3How to read a payslip.

Education pack – coming soon

Student Super is in the process of developing an education pack around these key topics.

Guest Speaking

If you would like our CEO Andrew, to visit your school and do a 30 minute presentation on “How to mess up your super” send an email to
The talk covers:
  • A self-test quiz
  • What is super
  • What you need to take to your first day at a new job
  • Practise actually completing example forms
  • How to read a payslip
  • How to mess up your super

Keep in touch

If you would like to be sent one of our education packs, or hear about future educational topics around superannuation, join our careers advisor contact list below.