Investments

Investment Performance

Performance as at 31 January 2024
Investment option1 month3 months6 months1 year2 years3 years5 yearsSince inception
Balanced
1.04%
9.21%
3.78%
7.69%
3.27%
5.25%
5.25%
5.33%
Growth
1.33%
10.68%
4.21%
9.25%
4.10%
6.72%
7.30%
6.54%
High Growth
1.42%
11.38%
4.33%
9.59%
4.40%
7.29%
8.06%
7.40%
Returns are after percentage based administration and investment fees, transaction costs and taxes have been taken out, but before flat dollar administration fees have been deducted. Returns for periods of greater than one year are on a per annum compound basis.
Investment returns are historical and past performance is not indicative of future performance. Return of capital and the performance of your investment is not guaranteed.

Investment Options

We have three investment options that are available for all members.
You can change investment options at any time.
For more information about our investment options, refer to Section 4 of our Reference Guide.

High Growth

This option is designed for those who are investing over the longer term and are prepared to accept potentially higher levels of fluctuations in returns in the short term, for the potential to achieve greater long term returns.
High Growth Strategic Asset Allocation
Australian shares (43%)
International shares (43%)
Australian property (5%)
International property (5%)
Global infrastructure (4%)
Cash (0%)
Fixed income (0%)
Return objective:
CPI + 3.00% p.a. over rolling 10-year periods.
Minimum Investor horizon:
10 years

Growth

This option is designed for those who are investing over the longer term and are prepared to accept potentially higher levels of fluctuations in returns in the short term, for the potential to achieve greater long term returns.
This option is designed to provide comparable levels of short term fluctuations in returns to the High Growth option, and potentially higher long term returns than the Balanced option.
Growth Strategic Asset Allocation
Australian shares (40%)
International shares (41%)
Australian property (3%)
International property (3%)
Global infrastructure (3%)
Cash (1%)
Fixed income (9%)
Return objective:
CPI + 3.00% p.a. over rolling 10 year periods.
Minimum Investor horizon:
10 years

Balanced

This option is designed for those seeking some growth but wish to lower the potential for fluctuations in returns over the short term.
This option is designed to provide lower levels of short term fluctuations in returns than the Growth and High Growth options.
Balanced Strategic Asset Allocation
Australian shares (32%)
International shares (30%)
Australian property (2%)
International property (3%)
Global infrastructure (3%)
Cash (5%)
Fixed income (25%)
Return objective:
CPI + 2.50% p.a. over a rolling 7 year period.
Minimum Investor horizon:
7 years
Asset allocations are based on the strategic asset allocation and may vary within the allowable range from time to time, and are subject to change. For more information on the strategy and risk exposures of each investment option see the Reference Guide.