Invest­ments

Investment Options

Members with balances above $5,000 are able to choose from three investment options: Balanced, Growth or High Growth. The cash investment option is only for members starting out with Student Super with balances below $1,500.

High Growth

High Growth Strategic Asset Allocation
Australian shares (31%)
International shares (56%)
Australian property (4%)
International property (5%)
Global infrastructure (4%)
Cash (0%)
Fixed income (0%)
Return objective:
CPI + 4.5% p.a. over a 10 year period.
Investor horizon:
10 years

Growth

Growth Strategic Asset Allocation
Australian shares (27%)
International shares (50%)
Australian property (4%)
International property (5%)
Global infrastructure (4%)
Cash (10%)
Fixed income (0%)
Return objective:
CPI + 4% p.a. over a 10 year period.
Investor horizon:
10 years

Balanced

Balanced Strategic Asset Allocation
Australian shares (19%)
International shares (37%)
Australian property (4%)
International property (5%)
Global infrastructure (5%)
Cash (30%)
Fixed income (0%)
Return objective:
CPI + 3.5% p.a. over a 7 year period.
Investor horizon:
7 years

Cash

Balanced Strategic Asset Allocation
Australian shares (0%)
International shares (0%)
Australian property (0%)
International property (0%)
Global infrastructure (0%)
Cash (100%)
Fixed income (0%)
Return objective:
Match CPI over a 1 year period.
Investor horizon:
Less than 1 year
The asset allocations listed above are as per the PDS and are subject to change.

Investment Performance

The table below shows the past performance of all the Student Super investment options.
Performance as at 28 February 2019 – Total returns
Investment optionAs at February 2019Inception date
Cash
1.21%
2/3/2018
Balanced
3.85%
9/11/2018
Growth
7.23%
9/2/2018
High Growth
7.36%
2/3/2018
All options performance is for 12 months except for the balanced option performance which is for 3 months.
The investment returns are as per the Student Super annual report. The returns do not include the Administration fees or tax (if any) on investment earnings.
Investment returns are historical and past performance is not necessarily indicative of future performance. Investment returns can move up or down and future performance is not guaranteed. For more information on the asset allocation and risk exposures of each investment option see the Reference Guide.